Terms of Use
Last updated: October 20, 2026
By using this website you agree to these terms. If you do not agree, please do not use the website.
Informational purpose
Content on this website is provided for general information about our services. It is not professional, legal, tax or investment advice, and it does not create a client relationship. Any engagement is governed by a separate written agreement.
Impact simulator
The impact simulator produces illustrative calculations based on the figures you enter. It is not a forecast, a projection or a guarantee of results.
Intellectual property
The design, text, images and code of this website belong to Vanguard Black LLC or its licensors and may not be copied without permission.
Limitation of liability
The website is provided "as is". To the extent permitted by law, Vanguard Black LLC is not liable for any damages arising from the use of, or inability to use, this website.
Governing law
These terms are governed by the laws of the State of Florida, United States.